Fraud & Disputes
This page outlines common fraud patterns, recommended prevention rules, and a structured dispute-handling workflow for merchants.
Common fraud indicators
- High refund rates tied to a single affiliate.
- Excessive clicks from the same IP or a narrow range of user-agents.
- Rapid series of test orders and reversed transactions.
Prevention recommendations
- IP throttling: limit crediting multiple clicks from the same IP within a short window.
- Refund-threshold flags: mark affiliates with refund rates above a configured threshold for review.
- Manual hold: automatically place holds on payouts for flagged affiliates until investigation completes.
Dispute workflow
- File: affiliate or merchant opens a dispute ticket with evidence (order ids, click timestamps).
- Investigate: merchant reviews click logs, coupon usage, and fulfillment/refund history.
- Resolve: approve, reject, or partially adjust the credit and record the decision and rationale.
Communication
- Notify both merchant admins and the affiliate of status changes using templated emails.
- Preserve a public-facing explanation for the affiliate and internal notes for auditors.
Developer notes
- Keep an immutable audit trail of clicks, conversions, disputes, and resolution actions.
- Provide tooling to bulk-flag suspicious conversions for an investigator to review.
A combination of automated heuristics and clear manual workflows helps reduce false positives while protecting merchants. Investigating a suspicious affiliate
- Review click and conversion logs for timestamps and source IPs.
- Check payout accounts for duplication.
- Temporarily suspend the affiliate while you investigate.
Dispute workflow
- When a merchant marks a transaction as disputed, Sprusify creates a dispute record and notifies the affiliate.
- If a reversal is necessary, issue a negative adjustment and attach an explanation for audit trails.
Prevention tips
- Use rate limits for coupon creation and automated heuristics to flag abnormal patterns.
- Keep a manual review queue for high-value affiliates and large payouts.